Sharad ChaudharySep 14, 20205 minANALYSISNon-banks in the Mortgage MarketIntroduction It's hardly an overstatement to say that the institutional type of mortgage originators and servicers is playing a crucial...
Sharad ChaudharyAug 21, 20203 minANALYSISA Close Look at the GSE Cash WindowIntroduction to the Cash Window There are two methods for securitizing loans in Agency GSE MBS: swapping loans for a security (Swap) or...
Sharad ChaudharyMay 21, 20205 minANALYSISMortgage Delinquency and Forbearance, Part IIAs widely anticipated, the delinquency rate on mortgage loans jumped dramatically in May factor date data across the different Agencies...
Sharad ChaudharyApr 14, 20205 minMORTGAGE DELINQUENCYMortgage Delinquency, Forbearance and COVID-19Introduction The economic destruction unleashed by the COVID-19 pandemic has lead to a surge in the unemployment rate which in turn will...
Sharad ChaudharyMar 28, 20203 minANALYSISA Close Look at Appraisal WaiversProperty Valuation Data from the GSEs Among the relief measures rolled out by housing regulators in responding to the coronavirus...